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Canadian Students2020-01-27T21:10:45-05:00

Are you ready to take your career to the next level

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Overview

Do you want to make difference to your life! Get engaged with IDCI free services to know your options. Our program specialist our committed to provide remarkable education consultation that will help our future students to be more successful . Moreover, our well skilled consultants are trained to understand students unique situation so that they can suggest the program that will work best according to their situation. Also, They recommend programs which are in-demand for job market for next 5 years in their province. This lead to let students know the best available options in their surroundings and can prepare their-self accordingly. Finding the best career in new place is quite hard but with I DREAM CANADA INTERNATIONAL INC wealth of experience, Student can stay at ease and can get the best advice to choose the right career. With state of art facility and hand on experience and training we can ensure that our students will be equipped with all the tools they need to get started.

WHY CHOOSE IDCI

LEARNING MADE EASY!

Our Integrated Learning System is advanced, modern and unique. We have a wide range of qualified instructors that have the right wealth of experience in your preferred eld.

Our qualified skilled education consultant are very passionate about helping students to get them in their right career. They are not just their to advice but also to make sure that program that they are choosing has good for future Canadian job market.

Please see our video for more detailed information.

ADVANTAGES OF IDCI SERVICES

  • Accelerated Programs

  • Hands-On Training

  • Small Size Classrooms

  • Flexible class schedule

  • We guide you every step of the way

  • Guiding student step-by-step

  • Dedicated program specialist works according to students requirements

  • We find best location as per your convenience

  • In-demand program suggested and explained in detail before going for initial appointment

  • Student-Focused Environment

  • In-Demand program with great future scope

  • Industry-Experienced Instructors

  • Modern equipment

  • Highly ranked colleges suggested

  • Internship/co-op placements options available

Top Reasons To Choose IDCI Services

  • Free Services
  • Best Education advice
  • Understanding the students situation properly
  • In-Demand courses suggested
  • Programs with Internship Available
  • Connected to over 400 colleges nationwide
  • Hands on training with our partner colleges
  • Better Job Opportunities after graduation
  • Well qualified and skilled education consultants
  • Small Size classrooms
  • Closest location suggested
  • Multicultural class-environment
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WHAT IS IELTS?2020-01-27T20:57:21-05:00

Studying abroad provides many advantages, students can gain, such as: Broadening worldviews, hone your language skills, make new friends with life long experiences, open minded ways of thinking by experiencing different cultures firsthand. Travel the world and Adapt new cultures; create more future career opportunities by providing more life experiences and personal connections.

Let IDCI help you see the world, create a new unforgettable experience. Embrace a new culture, dive into a world-class education, and prepare for a global future and learn to be in the real world. Book a free appointment with our career consultant today and we’ll help you from finding the best school to selecting the right program to preparing your visa application to pre-departure to welcoming you on your arrival to the country of your choice. Fill out the form on this page and we’ll get back to you!

IF YOU DECLARE BANKRUPTCY AFTER TAKING A STUDENT LOAN.2020-01-26T22:43:51-05:00

You still have to pay your student loan. This means that you cannot avoid it at all and you must continue to make a regular monthly payment until you have fully repaid the provincial and federal government of Canada.

IF YOU DO NOT REPAY YOUR LOANS2020-01-26T22:43:13-05:00

If you don’t make your loan payments, you will be in default. Being in default means:

  • Your debt will be turned over to a collection agency

  • You will be reported to a credit bureau

  • You could be ineligible for further government funding or sponsoring under CIC until the default is cleared

  • Your ability to get a car loan, mortgage or credit card can be affected

  • Your income tax refund and HST rebate can be withheld

  • Interest will continue to build upon the unpaid balance of your loan

Your student debt will only be erased when you have paid it o in full.

GET NEW REPAYMENT TERMS2020-01-26T22:42:30-05:00

You can ask the NSLSC to extend your repayment period from 9 ½ to 14 ½ years. By adding ve years to your repayment period, the amount of your monthly payments will come down. Log in to the NSLSC and select – customize your repayment terms.

IF YOU HAVE A SEVERE PERMANENT DISABILITY2020-01-26T22:42:00-05:00

You can apply for the Severe Permanent Disability Benet if you can’t work or go to school due to the severity of your disability. Contact IDCI to help you and for more information and to request an application.

HOW IT WORKS2020-01-26T22:41:32-05:00

They calculate the new amount of your payment by considering your:

  • Family income

  • Family size

  • Outstanding student debt

If your application is approved, the provincial and federal governments will be making payments for your loans while you are in a challenging situation, just to help you out. Your payments will grow gradually as your income grows – but it is never more than 20% of your family income.

GET REPAYMENT ASSISTANCE2020-01-26T22:40:54-05:00

Apply to the Repayment Assistance Plan if you cannot make these monthly payments. If your family income is low, you can apply to make reduced monthly loan payments – or if you still didn’t nd a job and you are in a challenging situation, you can request for a repayment assistance plan so that NO monthly payments will be deducted from your account. You can apply for the Repayment Assistance Plan by lling out an application:

  • Online using your NSLSC account

  • Completing a paper application

If you would like to extend it for another six months after the initial application, you must re-apply to the Repayment Assistance Plan every six months.

GETTING YOUR PAYMENT INFORMATION2020-01-26T22:40:19-05:00

During your six-month grace period, you’ll get a package in the mail from the National Student Loans Service Centre (NSLSC) that includes:

  • How much you owe

  • Your total number of payments

  • The date of your first payment

  • The interest rates used to calculate your payment

INTEREST RATE ON EDUCATION FUNDING LOANS2020-01-26T22:39:52-05:00

The interest rates on the provincial and Canadian portion of your student loans are different:

(You must remember that every province is different depending on your personal situation and this is subject to change without prior notice.)

  • Provincial portion: prime interest rate + 1%

  • Canadian portion: prime interest rate + 2.5%

The interest rate on your first payment date is used to determine the monthly payment for your loan. If the interest rates change, your monthly payment remains the same. However, the amount applied to your loan balance (“principal”) will change. For example, if interest rates go down, more of your monthly payment will be applied to the principal.

NO LOAN PAYMENTS FOR FIRST SIX MONTHS AFTER GRADUATION2020-01-26T22:39:11-05:00

No payments are required for six months after your last conrmed study period ends. This is called your six-month grace period. Your study period is conrmed if your application for one of the following programs is approved and your school conrms your enrolment:

  • Education funding for Full-Time Students, or
  • Continuation of Interest-Free Status

During your six-month grace period:

  • No interest is charged on the provincial portion of your loans
  • Interest is charged on the Canadian government portion of your loans
  • No payments are required

Extending your grace period: You can apply to extend your grace payment period for an additional six months if you:

  • Own or co-own a new business in Canada, or
  • Work for or volunteer with a not-for-prot organization
WHAT YOU NEED TO REPAY2020-01-26T22:37:34-05:00

You need to repay your Student loan.

  • Student loans – This needs to be returned to the government 6 months after you graduate with reasonable interest. Grant or bursary- This is free money that you don’t need to pay back (applicable for people who qualify).

  • Overpayments –You have to return the overpayment that the government has given you and you will re-calculate your education funding once again after graduation. Your income will determine how much grant or student loan that you can enjoy.

HOW MUCH YOU CAN GET2020-01-26T22:37:09-05:00

The amount of money you can get depends on your:

  • Education expenses – the amount of money you need for tuition, books, childcare, personal living expenses, supplies, and equipment (this is available for full-time students only)

  • Personal financial situation – how much you and your family are expected to contribute, based on income, family size, and other factors.

If you receive social assistance, you need to let us know, so we can coordinate with your caseworker about your educational plans for going back to college, and receiving education funding.

APPROVED SCHOOLS2020-01-26T22:36:29-05:00

All IDCI associate schools are government approved schools that offer education funding to multi-cultural communities.

WHO CAN GET EDUCATION FUNDING?2020-01-26T22:36:00-05:00

Education Funding is open to those who are:

  • Canadian Citizens

  • Permanent Residents, or

  • Protected Persons

WHAT EXACTLY DOES EDUCATION FUNDING COVER?2020-01-26T22:35:33-05:00

They cover your college costs, such as:

  • Tuition
  • Books, equipment and supplies
  • Mandatory student fees a school may charge
  • Living expenses (full-time students only)
  • Child Care (for students with children)
WHAT IS EDUCATION FUNDING?2020-01-26T22:34:58-05:00

EDUCATION FUNDING is financial aid program that makes it easy for students and families to attend college. Each Canadian province has its own unique terminology that is used for this government funding.

There are two kinds of funding that given to people who qualify:

  • GRANTS – Money you do not need to repay
  • STUDENT LOAN – Money you need to repay

Funding is available for both full-time and part-time post secondary students, and it is based on a number of factors; which includes your family income. Some students may get their tuition covered by education funding through the designated province that they have been residing for the past 12 months. For loan offer, there are programs that can help you repay your student loan once you’re through with school.

The money used in this program is jointly provided for by the provincial and federal government.

What People Says About Us

“All I could need: that’s exactly what IDC gave me. I came from afar, I arrived without knowing anything or anyone, but today I completed my studies thanks to your support. Thank you IDC!”

HARRY SMITH • NEW CANADIAN STUDENT

“I realized my dream of moving to Canada with my family and business. I had never imagined that I would be able to bring here everything I valued most. And all thanks to IDC support.”

JOHN DULLAN • COMPANY OWNER

Get in Touch Today

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    • Corporate Location
      95 Mural Street 6th floor, Richmond Hill,
      ON L4B 3G2, Canada

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